Fintech

Identity Verification for Fintech Sector

Streamline your customer onboarding and ensure regulatory compliance with Trulens' end-to-end identity verification solutions, specifically crafted for the fintech sector.

99.9%
API Uptime
<300ms
Response Time
120M+
Verifications
๐Ÿ›ก๏ธ ISO 27001 โœ… RBI Aligned ๐Ÿ”’ SOC 2 Type II

Let's Simplify Fintech Onboarding

Onboard customers without compromising conversion rate โ€” fight fraud with intelligent, real-time verification.

KYC

KYB/KYC Verification

Verify identities and legitimacy for compliance. Ensure secure verification to mitigate financial risks and meet RBI/SEBI mandates.

AML

AML Screening

Screen users and businesses against global AML lists. Stay compliant and prevent financial crime with thorough AML checks.

Proxy

Proxy Detection

Detect VPN usage to prevent fraudulent activity. Safeguard your platform by blocking suspicious connections in real time.

Optimizing Fintech with API Solutions

With our expertise, we craft solutions that guarantee accurate and secure identity verification at every stage.


Personal Lending

Simplify the personal lending process, ensuring quick, secure, and compliant borrower verification. Enhance customer experience while reducing risk and fraud.

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๐Ÿ“Š
Credit Bureau API
Fetches complete credit reports of individuals in real-time from authentic credit bureaus, aiding in assessing creditworthiness.
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Income Finder API
Retrieves accurate income details of individuals from official databases, assisting in loan eligibility verification.
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Salary Analysis API
Offers real-time salary and income data of individuals, useful for payroll analysis, salary comparisons, and financial evaluations.
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Multi Bureau Pull API
Instant access to comprehensive credit data from multiple bureaus, allowing lending firms to efficiently measure creditworthiness.
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Aadhaar Verification API
Verify Aadhaar identity instantly with OTP, offline XML or biometric modes โ€” fully compliant with UIDAI guidelines.
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PAN Verification API
Real-time PAN validation and comprehensive verification to prevent identity fraud in lending workflows.

Business Lending

Streamline business lending by verifying company identities and financials. Speed up the approval process while maintaining compliance and reducing risk.

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๐Ÿข
GST Verification API
Verify GST registration and business legitimacy instantly โ€” reduce fraud in MSME and corporate lending.
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MCA Company Search
Real-time lookup of company registration, directors, and financial details from MCA databases.
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Litigation Check API
Check pending court cases, defaults and legal risks associated with businesses before lending.
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CRILC Data API
Access CRILC reports for early identification of stressed borrowers and reducing non-performing assets.
๐Ÿ‘ฅ
Director Verification
Verify directors, UBO structures and beneficial ownership graphs for comprehensive KYB compliance.
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MSME Verification API
Instant MSME registration verification to unlock priority lending and subsidy eligibility checks.

Mutual Funds

Enable frictionless investor onboarding for mutual fund platforms with digital KYC, income proof and AML compliance built in.

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๐Ÿ†”
Video KYC API
RBI-compliant video KYC for investor onboarding โ€” face match, liveness and document verification in one session.
๐Ÿ›ก๏ธ
PEP Screening API
Screen politically exposed persons and sanctions lists to meet SEBI AML requirements.
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PAN Verification API
Mandatory PAN verification for all investor accounts with comprehensive validation and name matching.
๐Ÿฆ
Bank Account Verification
Verify bank accounts using penny drop or account validation to ensure correct dividend and redemption payouts.
๐Ÿ”
Face Match API
AI-powered face matching between selfie and ID document for investor identity assurance.
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eSign API
Aadhaar-based eSign for digital onboarding forms, mandates and agreements โ€” legally compliant in India.

Insurance

Accelerate policy issuance and claims processing with instant digital KYC, fraud detection and regulatory compliance for insurance platforms.

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๐ŸŽฅ
Video KYC API
IRDAI-aligned video KYC for insurance policy onboarding โ€” reduce in-person requirements drastically.
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ABHA Card Verification
Verify Ayushman Bharat Health Account for health insurance policy linking and medical KYC.
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DL Verification API
Instant driving license verification for motor insurance onboarding and claims processing.
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Aadhaar Verification
Verify policyholder identity via Aadhaar OTP or offline XML for IRDAI-compliant KYC.
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Death Certificate Verification
Verify death certificates instantly for life insurance claims processing and fraud prevention.
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PAN Verification API
Mandatory PAN verification for high-value policy issuance and claims โ€” prevents tax evasion.

Neo Banking

Power your neo-bank with fully digital, RBI-compliant KYC and account opening flows that eliminate paper and branch visits completely.

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Aadhaar OTP KYC
Instant customer identity verification using Aadhaar OTP โ€” fully paperless account opening in under 60 seconds.
๐ŸŽฅ
Video KYC API
Live video KYC for RBI-mandated V-CIP compliance โ€” seamlessly integrated into your mobile app.
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Liveness Detection
AI-powered liveness check to prevent spoofing attacks during remote customer onboarding.
๐Ÿ’ณ
Bank Account Verification
Instant bank account validation via penny drop for ACH and UPI mandate registration.
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Mobile Number Verification
Verify mobile ownership linked to Aadhaar to prevent SIM swap fraud and fake accounts.
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AML Screening API
Real-time AML and sanctions screening at account opening to meet RBI's KYC master direction.
Why Trulens

Built for fintech.
Trusted by lenders.

From digital lenders to payment platforms, Trulens powers compliant, fast and accurate identity verification so you can focus on growing your product.

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โšก
Sub-300ms response
Production-grade APIs with P95 latency under 300ms for frictionless onboarding flows.
๐Ÿ›๏ธ
RBI / SEBI / IRDAI aligned
All APIs are designed in compliance with Indian regulatory frameworks โ€” no legal gap-filling required.
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One API, every source
Single integration contract for Aadhaar, PAN, Bureau, Bank and more โ€” no per-vendor negotiation.
๐Ÿ›ก๏ธ
ISO 27001 + SOC 2
Zero PII retention, certified security posture โ€” enterprise-grade data protection from day one.

Ready to transform your
fintech onboarding?

Join 200+ fintech companies using Trulens for compliant, fast identity verification.

Contact us Book a Demo โ†’