Unify credit registry signals to evaluate default risks and automate underwriting.
CIBIL Bureau Report Analytics
Retrieve CIBIL scores, active trade lines, and default signals through clean JSON APIs.
Get API Key
Contact Sales
📊
CIBIL Pull API
Fetch standard CIBIL scores and inquiries in real-time.
📋
Trade Line Parser
Extract active loans, credit card balances, and repayment histories.
⚖️
DPD Tracker API
Verify Days Past Due (DPD) metrics across individual accounts.
👥
CIBIL Fraud Match
Detect discrepancies in personal details against CIBIL files.
📂
Default Flags API
Identify written-off loans, defaults, or restructured accounts.
🔍
CIBIL Inquiry History
Evaluate credit inquiry frequency over the last 90 days.
Experian Credit Report Analytics
Pull comprehensive credit summaries and risk flags from Experian.
Get API Key
Contact Sales
📈
Experian Inquiry API
Instantly pull Experian credit reports and score details.
📋
Active Account Check
Verify the status and types (secured/unsecured) of active loans.
📂
Experian Fraud Score
Retrieve Experian fraud signals based on profile matching.
👥
Experian Address History
Pull historical address changes recorded in Experian databases.
🔍
Co-Applicant Checks
Assess credit history links of guarantor or co-borrower profiles.
🛡️
Experian PDF Generate
Generate formatted PDF reports for credit underwriters.
Standardized Credit Risk Scoring
Blend multi-bureau data and cash flow metrics into a single creditworthiness rating.
Get API Key
Contact Sales
📊
Credit Score Blender
Combine CIBIL, Experian, and CRIF reports into a unified rating.
📈
Behavioral Risk Score
Predict probability of default based on repayment consistency.
💸
Debt-to-Income Ratio
Calculate active EMI commitments against verified income brackets.
👥
Credit Limit Assign API
Recommend maximum loan limits based on risk indicators.
📂
Thin File Scoring Engine
Score borrowers with limited bureau histories using alternative checks.
🔍
Portfolio Risk Tracker
Track changes in active credit risk metrics of borrower pools.
Policy-As-Code Underwriting Engine
Design credit policy parameters using a simple logic engine for automated loan approvals.
Get API Key
Contact Sales
⚙️
Policy Engine API
Configure conditional underwriting parameters (e.g. block if DPD > 30).
⚖️
Rejection Code Map
Map auto-rejections to specific compliance codes for reporting.
📂
Credit Limit Engine
Configure logic rules for dynamically assigning credit card limits.
👥
Co-Lending Router
Direct credit profiles to partner banks based on policy matches.
🛡️
Policy Auditor API
Generate compliance trails of decision logs for RBI audits.
🔍
Test Simulation API
Simulate and test rules against historical loan portfolios.
Cash Flow & Repayment Analytics
Extract deep financial health indicators to compute repayment predictions.
Get API Key
Contact Sales
💸
Repayment Predictor
Forecast EMI payment dates based on balance history logs.
📈
Credit Utilisation Check
Verify credit utilisation percentages on active credit cards.
📂
Multiple Enquiries Alert
Identify high-risk borrowers seeking loans from multiple platforms.
👥
Write-off Monitor API
Verify if the borrower has active settle or written-off flags.
🛡️
EPFO Contribution Check
Validate employment continuity signals against underwriting rules.
🔍
Account Aggregator Link
Access direct bank cash flows to confirm bureau declarations.
