Insurance

Identity Verification for Insurance Sector

Accelerate policy issuance and claims processing with instant digital KYC, fraud detection and IRDAI-compliant verification โ€” built for life, health, motor and general insurers.

99.9%
API Uptime
<300ms
Response Time
120M+
Verifications
๐Ÿ›ก๏ธ ISO 27001 โœ… IRDAI Aligned ๐Ÿ”’ SOC 2 Type II

Let's Simplify Insurance Onboarding

Issue policies faster and settle claims accurately โ€” with real-time verification that eliminates paperwork and prevents fraud at every step.

Policy KYC

Policy KYC

IRDAI-aligned digital KYC using Aadhaar, PAN and Video KYC for seamless policy onboarding without branch visits.

Claims Verification

Claims Verification

Verify death certificates, medical records, vehicle details and beneficiary identity for accurate claims processing.

Fraud Detection

Fraud Detection

AI-powered fraud scoring with face match, liveness and document forgery detection to prevent insurance fraud.

Optimizing Insurance with API Solutions

With our expertise, we craft solutions that guarantee accurate and secure identity verification at every stage of the insurance lifecycle.


Life Insurance

Streamline life insurance policy onboarding with digital KYC, e-signature and CKYC linkage โ€” reduce turnaround time while staying fully IRDAI-compliant.

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Video KYC API
IRDAI-aligned video KYC for life insurance policy onboarding โ€” eliminate branch visits and reduce issuance time drastically.
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Aadhaar Verify API
Verify policyholder identity via Aadhaar OTP or offline XML for instant, paperless IRDAI-compliant KYC.
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PAN Verification API
Mandatory PAN verification for high-value life policies โ€” prevents duplicate policies and tax evasion at issuance.
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Death Certificate Verify
Instant government-database death certificate verification to expedite life insurance claims and prevent fraudulent claims.
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eSign API
Aadhaar-based eSign for proposal forms, premium mandates and policy documents โ€” fully legally valid in India.
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CKYC Fetch API
Retrieve existing CKYC records from CERSAI to avoid re-KYC for existing verified customers โ€” reduce onboarding friction.

Health Insurance

Enable frictionless health insurance onboarding with ABHA linkage, Aadhaar KYC and hospital network verification โ€” accelerate cashless claim approvals.

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ABHA Card Verify API
Verify Ayushman Bharat Health Account for health insurance policy linking, medical KYC and claims pre-auth.
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Aadhaar KYC API
Instant Aadhaar-based policyholder verification with OTP consent โ€” fully IRDAI-compliant and paperless.
๐Ÿ‘จโ€โš•๏ธ
Doctor Registration Verify
Verify treating doctor's NMC registration and credentials to validate cashless claims and prevent fraudulent billing.
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Hospital Verify API
Validate hospital empanelment status, registration and CGHS/insurance network membership for accurate claims approval.
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Face Match API
AI-powered face matching between policyholder selfie and ID document to prevent impersonation during claims.
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Address Verify API
Verify policyholder residential address from Aadhaar or utility databases to prevent fraudulent policy applications.

Motor Insurance

Speed up motor insurance issuance and claims with instant DL and RC verification โ€” ensure accurate vehicle and driver data at every touchpoint.

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DL Verification API
Instant driving licence verification from Parivahan database โ€” validate driver eligibility for motor policy issuance and claims.
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RC Verification API
Real-time vehicle registration certificate verification to confirm ownership, chassis and engine details before policy issuance.
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Address Verify API
Verify policyholder address to ensure accurate premium zone classification and reduce fraudulent policy applications.
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Face Match API
Match applicant selfie with ID photo to prevent third-party or impersonation-based motor policy fraud.
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Aadhaar KYC API
Digital Aadhaar verification for motor policyholder onboarding โ€” IRDAI-compliant and instant without paperwork.
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PAN Verification API
PAN verification for high-value commercial vehicle policies and claims payouts above regulatory thresholds.

Claims Processing

Automate and accelerate claims verification with real-time document and beneficiary checks โ€” reduce leakage, prevent fraud and speed up settlements.

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Death Certificate API
Instant government-database death certificate verification for life insurance claims โ€” eliminate manual document checks.
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Hospital Verify API
Validate treating hospital registration and network empanelment to authenticate health insurance claim submissions.
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Bank Account Verify API
Verify beneficiary bank account via penny drop before claim disbursement โ€” prevent payment to wrong or fraudulent accounts.
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PAN Verification API
PAN validation for claim payouts โ€” ensures correct beneficiary identity and compliance with TDS reporting requirements.
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Face Match API
AI-powered biometric face match to verify claimant identity against policy records and prevent impersonation fraud.
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Address Proof Verify API
Cross-verify claimant address from Aadhaar or utility records to authenticate identity during claims settlement.

Agent Verification

Onboard POSP agents and insurance intermediaries with comprehensive background checks โ€” ensure only verified, trustworthy agents represent your brand.

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Police Verification API
Run police record checks on insurance agents and POSP intermediaries to ensure no prior fraud or criminal history.
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Criminal Record API
Check court records and criminal databases to prevent onboarding of agents with litigation or conviction history.
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Address Verify API
Verify agent residential address from Aadhaar or government databases for physical location assurance.
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PAN Verification API
Mandatory PAN verification for all insurance agents โ€” ensures correct tax identity for commission disbursements.
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Bank Account Verify API
Verify agent bank account via penny drop before processing commission payouts โ€” eliminate wrong disbursements.
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Education Verify API
Validate agent educational qualifications and IRDAI-mandated training certifications for compliance-ready onboarding.
Why Trulens

Built for insurers.
Trusted by the industry.

From life and health to motor and general insurance, Trulens powers IRDAI-compliant, fast and accurate verification so you can issue policies faster and settle claims with confidence.

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IRDAI-aligned
All APIs are designed in compliance with IRDAI KYC guidelines โ€” no legal gap-filling or custom waivers needed.
โšก
Instant verification
Sub-300ms API responses for Aadhaar, PAN, DL, RC and face match โ€” eliminate manual checks from your workflows.
๐Ÿ›ก๏ธ
SOC 2 Type II certified
Zero PII retention, ISO 27001 and SOC 2 certified infrastructure โ€” enterprise-grade security from day one.
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Zero paper, zero branch
End-to-end digital onboarding with eSign, Video KYC and CKYC โ€” eliminate branch visits for policyholders completely.

Ready to transform your
insurance onboarding?

Join 200+ insurance companies using Trulens for compliant, fast identity and claims verification.

Contact us Book a Demo โ†’