With our expertise, we craft solutions that guarantee accurate and secure verification at every stage of the lending lifecycle.
Microfinance
Enable rapid borrower onboarding for MFI and JLG lending with lightweight digital KYC, Aadhaar-based verification and bureau checks tuned for thin-file customers.
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Aadhaar Verification
Instant Aadhaar OTP or offline XML verification — fully UIDAI-compliant KYC for rural and semi-urban borrowers.
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PAN Check
Real-time PAN validation with name and DOB matching to prevent duplicate and fraudulent borrower profiles.
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Credit Bureau API
Fetch credit bureau reports including MFI segment data to assess creditworthiness of first-time borrowers.
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Bank Statement API
Analyse bank statements via AA framework or PDF parsing to determine repayment capacity and cash flow patterns.
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Address Verification
Validate borrower addresses using Aadhaar XML, voter ID or utility bills to confirm residence for loan disbursement.
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eSign API
Aadhaar-based eSign for loan agreements and mandates — fully legally binding and paperless under IT Act.
Vehicle Finance
Streamline two-wheeler, car and commercial vehicle loan origination with instant RC verification, borrower KYC and multi-bureau credit assessment.
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RC Verification API
Verify vehicle registration certificate details in real-time from VAHAN to confirm asset ownership and chassis details.
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DL Verification API
Instant driving licence validation for borrower identity and vehicle loan eligibility checks.
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Credit Bureau API
Multi-bureau credit pulls (CIBIL, Experian, CRIF) for comprehensive creditworthiness assessment of vehicle loan applicants.
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Aadhaar Verification
Digital KYC using Aadhaar for borrower identity confirmation compliant with RBI Master Directions for NBFCs.
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Income Finder
Retrieve income data from ITR, Form 26AS and EPFO to assess EMI affordability for vehicle loans.
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PAN Check
Mandatory PAN verification for vehicle loan applications above threshold limits — prevents identity fraud.
Personal Loans
Reduce TAT on unsecured personal loan origination with digital KYC, instant bureau pulls and income verification APIs built for high-volume lending.
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Credit Bureau API
Fetch complete credit reports of individuals in real-time from multiple bureaus, aiding in assessing creditworthiness.
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Bank Statement API
Automated bank statement analysis with income, obligation and cash flow scoring for loan underwriting decisions.
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ITR Verification
Fetch and verify income tax returns directly from the IT department to confirm declared income for loan eligibility.
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Income Finder
Retrieves accurate income details of individuals from official databases, assisting in loan eligibility verification.
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Aadhaar Verification
Verify Aadhaar identity instantly with OTP, offline XML or video KYC modes — fully compliant with UIDAI guidelines.
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PAN Check
Real-time PAN validation and comprehensive verification to prevent identity fraud in personal lending workflows.
Gold Loans
Expedite gold loan disbursement with instant KYC, AML checks and face match verification — meeting RBI's specific guidelines for gold loan NBFCs.
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Aadhaar Verification
Instant Aadhaar-based KYC for gold loan applicants — compliant with RBI's gold loan NBFC specific circulars.
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Face Match API
AI-powered face match between applicant selfie and Aadhaar/PAN photo to prevent identity substitution at branches.
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AML Screening
Screen gold loan applicants against PEP, sanctions and watchlists — mandatory for high-value gold loan transactions.
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PAN Check
Mandatory PAN verification for gold loans above ₹2 lakh as per RBI and Income Tax Act requirements.
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Bank Account Verification
Verify borrower bank accounts via penny drop for gold loan repayment mandate and disbursement linkage.
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eSign API
Aadhaar eSign for gold loan pledge agreements and mortgage documents — eliminate paper-based branch processes.
Business Loans
Accelerate MSME and business loan processing with comprehensive KYB verification, GST data analysis and director KYC in a single integrated workflow.
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GST Verification
Verify GST registration, turnover and compliance status to assess business health and lending eligibility.
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MSME Verification API
Instant Udyam/MSME registration verification to confirm business category for priority sector lending.
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MCA Company Search
Real-time MCA lookup for company registration, paid-up capital, directors and filing history for KYB compliance.
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CRILC Data
Access CRILC reports for early identification of stressed borrowers and NPA prevention in business lending.
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Litigation Check
Screen businesses and promoters for court cases, defaults and legal encumbrances before loan sanctioning.
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Director Verification
Verify directors, UBO structures and DIN details for comprehensive KYB and anti-fraud compliance in business lending.
